🇮🇳 India Episodes

In today’s episode on 9th January 2026, we talk about SEBI’s paper on norms for sharing and usage of price data for educational purposes.⁠Book your FREE call with Ditto here⁠

In today's episode on 8th Jan 2025, we understand why every app is trying to become a microfinance app.Book a FREE call with Ditto to secure your term plan today

In this landmark episode of Paisa Vaisa, Anupam Gupta reunites with the leadership team at White Oak Capital—Founder Prashant Khemka and CEO Aashish Somaiya—to dissect the radical transformation of the Indian market over the last three years. As the Nifty has surged from 18,000 to 26,000 and SIP inflows have hit a staggering ₹30,000 crores per month, we explore whether the Indian retail investor has finally matured or if we are simply chasing the latest momentum in gold and silver. Prashant Khemka provides a rare global perspective, drawing parallels between India’s current economic cycle and the "middle-income traps" that have historically hindered countries like Brazil. He breaks down why a realistic 11% pre-tax return is the "gold standard" for the next two decades and why the "alpha potential" in India remains among the richest in the world for bottom-up investors. Aashish Somaiya addresses the "dark side" of social media and the rise of finfluencers, explaining why it is the industry's moral duty to speak to the younger generation in relatable terms. Together, they reveal the "Chemistry of Investing"—a framework showing how strategic equity allocation can actually improve risk-adjusted returns without the volatility most investors fear. Whether you are worried about the "exit" of private equity via IPOs or wondering how to stay disciplined when the market goes nowhere, this masterclass provides the roadmap for your 20-year wealth creation journeyTAKEAWAYS -Realistic Expectations: Investors should aim for roughly 11% pre-tax returns (9% post-tax) over a 20-year horizon based on GDP growth and inflation .- The Behavioral Gap: The biggest threat to wealth isn't fund fees; it’s the retail habit of getting in and out of the market at the wrong time.- Retail Maturity: Despite low recent returns, SIP flows remain strong at ₹30,000 Cr/month, signaling a structural shift in how Indians save.- Middle-Income Trap: India is currently at an early stage compared to Korea or Taiwan; the risk of a "trap" usually stems from extreme socialist policies .- IPOs are Vital: IPOs are not just "exits" for VCs; they are a funding mechanism for businesses that eventually create jobs and grow the economy.- Alpha Potential: India remains one of the richest markets for alpha globally, especially for managers using a bottom-up research approach.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & InstagramSee omnystudio.com/listener for privacy information.

In today’s episode on 7th January 2026, we break down Sapphire Foods’ merger with Devyani International.Book your FREE call with Ditto here

In today’s episode on 6th Jan 2025, we tell you why cardamom prices have been rising and why Indian farmers are filling the gap to meet demand.Register for Peakst8 Festival here

Aditya and Raj are joined by Vinamra and MV our Indian correspondents to talk about how things are with the Gig workers strike. They start with the new enemy India has found in Bangladesh, how is India's foreign policy seems to be managed by 12 year olds. The discussion than moves to Olympics being planned to hosted in India, but how when we will not allow most countries to come in. Finally we talk about the gig workers strike and the implications of it.Missed talking of the lynching of the Tripura student but we shall do that next episode.Like, share and subscribe please.

In today’s episode on 5th January 2026, we take a look at some of the uncomfortable downsides of the renewable energy transition.Book a FREE call with Ditto ⁠using this link⁠

In this landmark episode of Paisa Vaisa, Anupam Gupta reunites with the leadership team at White Oak Capital—Founder Prashant Khemka and CEO Aashish Somaiya—to dissect the radical transformation of the Indian market over the last three years. As the Nifty has surged from 18,000 to 26,000 and SIP inflows have hit a staggering ₹30,000 crores per month, we explore whether the Indian retail investor has finally matured or if we are simply chasing the latest momentum in gold and silver. Prashant Khemka provides a rare global perspective, drawing parallels between India’s current economic cycle and the "middle-income traps" that have historically hindered countries like Brazil. He breaks down why a realistic 11% pre-tax return is the "gold standard" for the next two decades and why the "alpha potential" in India remains among the richest in the world for bottom-up investors. Aashish Somaiya addresses the "dark side" of social media and the rise of finfluencers, explaining why it is the industry's moral duty to speak to the younger generation in relatable terms. Together, they reveal the "Chemistry of Investing"—a framework showing how strategic equity allocation can actually improve risk-adjusted returns without the volatility most investors fear. Whether you are worried about the "exit" of private equity via IPOs or wondering how to stay disciplined when the market goes nowhere, this masterclass provides the roadmap for your 20-year wealth creation journeyTAKEAWAYS -Realistic Expectations: Investors should aim for roughly 11% pre-tax returns (9% post-tax) over a 20-year horizon based on GDP growth and inflation .- The Behavioral Gap: The biggest threat to wealth isn't fund fees; it’s the retail habit of getting in and out of the market at the wrong time.- Retail Maturity: Despite low recent returns, SIP flows remain strong at ₹30,000 Cr/month, signaling a structural shift in how Indians save.- Middle-Income Trap: India is currently at an early stage compared to Korea or Taiwan; the risk of a "trap" usually stems from extreme socialist policies .- IPOs are Vital: IPOs are not just "exits" for VCs; they are a funding mechanism for businesses that eventually create jobs and grow the economy.- Alpha Potential: India remains one of the richest markets for alpha globally, especially for managers using a bottom-up research approach.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & InstagramSee omnystudio.com/listener for privacy information.

Hello friends, and welcome to the last episodeof 2025 on Bharatiya Junta Podcast.As we stand at the edge of another year, I wanted to take amoment to speak with you, as one person trying to make sense of these times to another doing the same. Firstly, happy new year and for most part that is all I have to say to you, hope you have a good one. You can switch off now if you want to because from here on everything I say will probably only be a different way to wish you a better upcoming year.But if you are invested either in commuting or cooking or working out stay with me for a bit.

In this episode of Paisa Vaisa, host Anupam Gupta welcomes Jonathan Guthrie, a veteran award-winning journalist and the former head of the renowned Lex column at the Financial Times. With a career spanning decades at the heart of London’s financial district, Jonathan shares deep insights from his latest book, The Truth About Investing. The conversation dives into the fundamental shifts in the global investment landscape, comparing the mature UK stock market with the rapid financialization of savings in India. Jonathan breaks down the "Lex test" for evaluating deals and offers a masterclass on navigating the complexities of active vs. passive investing, the dangers of status anxiety, and the reality of risk and advice. Key Discussion Points: The Philosophy of Investing: Why managing money cautiously over long periods beats any "get rich quick" scheme. Active vs. Passive Debates: Understanding that passive funds don't entirely eliminate human error and how to choose an active manager with a "special sauce". Financial Red Flags: How to spot "juiced" sales metrics, misleading Total Addressable Market (TAM) claims, and why you should be skeptical of "star managers". The AI Revolution: Jonathan’s take on the current Artificial Intelligence bubble, potential value destruction, and the lessons learned from previous tech fads. The Concept of "Negative Compounding": How inflation and recurring fees can quietly erode your long-term spending power. Market Outlook for 2025-26: Thoughts on geopolitical volatility, the role of India as a pivotal state, and the defensive value of domestic defense stocks. Recommended Reading List from Jonathan Guthrie: The Truth About Investing by Jonathan Guthrie The Intelligent Investor by Benjamin Graham (with notes by Jason Zweig) The Great Crash 1929 by J.K. Galbraith Capitalism by John Plender Whether you are a DIY investor managing your own portfolio or just starting your journey in the Indian equity markets, this episode provides a professional framework to help you think like a seasoned financial analyst.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & InstagramSee omnystudio.com/listener for privacy information.

As the title suggests, a relook of what Quora offered in the Modi Years.

In today’s episode on 23rd December 2025, we explain why MUFG, one of Japan’s largest banks, has announced to buy a 20% stake in Shriram Finance, the second largest NBFC by market capitalisation, loan portfolio and net profit.Book your free call with Ditto

In today’s episode on 22nd December 2025, we take a look at why Bhavish Aggarwal has been continuously selling his stake in Ola Electric, and why that may or may not be cause for concern.

"Popularity is the biggest risk in investing." George Joseph of ASK Investment Managers has seen the 1991 scam, the 2000 tech bubble, and the 2008 crash. In this episode, he explains why the "hype" around certain sectors today is a massive red flag. If you think you can "time the market," George shares a sobering lesson from his own 30-year career. This episode is a reality check on Investor Temperament. We discuss why "boring" asset allocation is the only "magic wand" in wealth management and why Indians need to stop acting like traders and start acting like owners. Don't miss: The 3 books every serious investor must read to fix their mental models. KEY TAKEAWAYS The "5 Crore" Reality: You don't need a 100x multibagger. You need 12% returns and 25 years. A ₹25k SIP isn't just a saving; it's a retirement machine. "Popularity is the Enemy": If your neighbor, your barber, and your Instagram feed are all talking about a sector (AI/EV/Defense), the "easy money" has already been made. Be careful. The 85% Rule: ASK filters out 85% of the market based on "Governance" alone. If the management isn't ethical, the business growth doesn't matter. Boring is Beautiful: The wealthiest people in India don't trade daily. They buy high-quality "boring" businesses and let compounding do the heavy lifting. The "Black Swan" Preparation: You can’t predict a crash, but you can prepare. George reveals why shifting to Large Caps now is like buying insurance for your portfolio. Fix Your Brain, Not Your App: The biggest risk to your wealth isn't the market—it's your own panic. Asset allocation is the only "magic wand" that actually works.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

In today’s episode on 20th December, we tell you why Aurionpro Solutions’ stock hasn’t been doing well lately.https://ditto.sh/vx51ji 

In today’s episode on 18th December 2025, we look at why India is rewriting its insurance rulebook, and why this reform could either unlock massive growth or expose uncomfortable cracks in the system.⁠Save your spots for Ditto's FREE Insurance Masterclass here⁠

In today’s episode on 17th December 2025, we dive into India’s new Petroleum and Natural Gas Rules, and why they matter not just for the oil and gas sector, but for the broader economy too.⁠Save your spot for Ditto's FREE insurance masterclass⁠

In today’s episode on 16th December 2025, we explain why Mexico, one of India’s key trade partners, is imposing tariffs on India starting 1st January, 2026.

In this episode of Paisa Vaisa, Anupam Gupta sits down with Akshat Seth, MD & CEO of BirlaNu. They deep dive into the 170-year legacy of the CKA Birla Group and how one of India's oldest conglomerates is transforming for the modern age. Akshat shares his personal journey from a decade in management consulting to leading major operating businesses in healthcare and manufacturing. If you are interested in business strategy, how large groups manage synergies, or want career advice on making the leap to the C-suite, this conversation is for you. We also discuss the massive rebranding of HIL to BirlaNu and the future of sustainable construction in India. Key takeaways The Quality Litmus Tests: Akshat uses the "Family Test" for healthcare (treat patients like family) and the "Home Test" for manufacturing (make products you'd use in your own home) to ensure excellence . From Consultant to CEO: The transition requires shifting from pure strategy to execution—specifically the ability to build businesses from scratch (0-100) and scale mature ones (100-1000) . Rebranding HIL to BirlaNu: The rename wasn't just cosmetic; it signals a strategic shift to connect with modern consumers who demand technology and sustainability . Conglomerate Strategy: The CKA Birla operates on professional management where individual CEOs run companies, bound together by shared values rather than micromanagement . Sustainability is Essential: Green manufacturing is no longer a differentiator but a "hygiene factor" necessary to compete in global markets like Europe and the US . Hiring Checklist: For leadership roles, Akshat prioritizes three traits: Hunger for growth, Ownership of the business, and Culture Match . See omnystudio.com/listener for privacy information.

Aditya and Raj are joined by Abbas and Dr. Medusa to talk about the latest movie that is doing the rounds and what does good art mean? What does art need to do? Does it have a duty toward society and other such boring questions. They also talk about Modi Ji and his new antics like changing the name of MGNREGA to Pujya Bapu something and why.Tune in for the gyan.Please share with like minded folks.Also, the intro music is us just trying to hit you with irony, do not mind please.