Personal circumstances that influence financial thinking include family structure, health, career choice, and age. Family structure and health affect income needs and risk tolerance. Career choice affects income and wealth or asset accumulation.

Myths and superstitions have been a crucial part of our cultures, relating to our methods of worshipping, being harbingers of good or bad luck, predicting of the future, healing, and preventing disease and accidents. Every society has at some time or other possessed within itself myths and superstitions. superstitions are important to us because they give meaning to the often random nature of luck and put us in the driving seat of our destiny.

It’s never too early to talk with your child about sex. Talking about sex, sexuality and bodies from when your child is young can help your child understand that sex and sexuality are healthy parts of life. Open and honest conversations when your child is young can make later conversations easier. And these early conversations also lay the groundwork for children to make healthier choices about sex when they’re older.

For Parents with young children, financial strain results to forced tradeoffs, compromised parenting practices, and self-blame, which contribute to significant mental health problems. 

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